Comparison of ACCESSCHECKING accounts
Whether you write checks, swipe your debit card or pay bills online, First Ipswich Bank has an ACCESSCHECKING account that suits your style.
ACCESSCHECKING Account Options
| ACCESSONE Checking | ACCESSPLUS Checking | PREMIERACCESS Checking | |
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| A smart, simple account with no maintenance fees | Add Direct Deposit or combined balances to get no-fee checking and more | Enjoy maximum rewards and a long list of VIP benefits | |
| Free Online Banking, Bill Pay & eStatements |  |
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| Free Mastercard® Debit Card | |
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| An Access Savings Account | |
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| Free 24-Hour Telephone Banking Access | |
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| Discounts on Select Loan Rates with Automatic Payment From Checking | |
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| Free Overdraft Transfers From Savings/Money Market | No | |
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| Free Standard Checkbook Orders | No | A $15 value that can be applied to other checkbook orders. |
A $15 value that can be applied to other checkbook orders. |
| Unlimited Free Access to 5,200 SUM Program ATMs* | No | |
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| Unlimited Free Access to any ATM in the U.S.A. | No | No | We’ll refund other banks’ surcharges on your monthly statement. |
| Interest on Checking Balances over $100 | No | No | |
| Waived Fees for Most Bank Services | No | No | Includes stop payments, wire transfers, overdraft transfers, home equity annual fee, reserve credit annual fee, safe deposit annual fee, travelers’, gift and cashier checks and more |
| Monthly Maintenance Fee | None | $14.50, waived with Direct Deposit or combined average monthly deposit and home equity line/loan balances of $7,500 | $35.00; waived with combined average monthly deposit and home equity line/loan balances of $50,000. |
*First Ipswich Bank belongs to the SUM program and is a member of the NYCE and Cirrus ATM networks. Click here to learn about surcharge-free SUM ATMs . ATMs that are not part of the SUM program may impose a surchage for withdrawals. PREMIERACCESS Checking customers will have these fees refunded on each monthly statement.