Business Gold Checking

The Business Gold Checking account is designed for businesses that have moderate levels of monthly transactions and that may need basic cash management services.

Business Gold Checking Benefits Include:

  • 500 free transactions1
  • Free Online Banking, Mobile Banking & eStatements
  • Access to select cash management services such as online ACH and wire transfer initiation, Deposit Xpress, etc.
  • Free First Ipswich Bank Debit BusinessCard®
  • Unlimited First Ipswich Bank ATM withdrawals
  • Surcharge-free transactions at SUM® program ATMs
  • Overdraft protection from your companion Business Savings or Money Market account

Business Gold Checking Fees

There are two ways the $22.00 monthly maintenance fee can be waived:

  • Maintain a $12,500 average monthly available account balance, or
  • Maintain a $25,000 combined balance.2

Compare checking accounts.

1 First 500 transactions per statement cycle are free, then $0.50 for each transaction thereafter.

2 Combined balance for Business Gold Checking is calculated by adding together the average daily balance of all your savings, checking and money market accounts since their last statement date (note: CD balances are not combined).