Our top-of-the-line checking account, PREMIER ACCESS recognizes you for the significant relationship you have with First Ipswich Bank by providing you with the freedom to use any ATM in the U.S.A. with no charge, free check orders and waived fees on most bank services.

PREMIER ACCESS Features Include:
  • Unlimited free use of any ATM in the U.S.A. (we'll refund other banks' fees on your monthly statement).
  • Most service fees waived - including those for wire transfers and stop payments
  • Free standard checks and reorders
  • Free Online Banking, Mobile Banking, Bill Pay and eStatements
  • Free MasterCard Debit Card
  • Interest on balances above $100
  • Free overdraft transfers from savings or money market account
  • An ACCESS Savings account
  • The ability to waive the monthly maintenance fee using combined balances*

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* Combined balance is calculated by adding together: a.) the average daily balance of all your non-retirement savings, checking and money market accounts since their last statement date (or interest posting date, for passbook accounts); b.) the current balance of all your CDs and IRA accounts, as of your checking account's statement date; and c.) the current outstanding principal balance of all your home equity lines/loans, reserve credit, personal loans, and mortgages held by First Ipswich Bank, as of your checking account's statement date.