Whether you are purchasing your first home, up-sizing, down-sizing or refinancing, we can help you find the right mortgage. Our mortgage specialists can meet the most demanding needs with hands-on service and a wide selection of terms and loan amounts - including jumbo and non-conforming mortgages.
Our Adjustable-Rate Mortgages (ARMs) start you out at a low, initial rate for a set period of years and then adjust annually. ARMs can be ideal for first-time home buyers as they may offer lower initial monthly payments than fixed-rate alternatives.
If you are looking to lock in a fixed, monthly payment for the life of your mortgage, consider one of our Fixed-Rate Mortgage options.
We can pre-qualify you so you'll know how much house you can afford. In many cases, pre-qualified buyers are placed in higher standing by sellers when competing purchase offers are made.
Do you plan to stay in your home for a short or long time? What size monthly payment can you afford? Do you want to pay off principal quickly? There are many questions to answer when selecting the right mortgage. Our Mortgage Specialists are available to help you answer all of your questions. Use our ARM vs. Fixed-Rate Mortgage Calculator and our 15 vs. 30 year Fixed Rate Calculator to help you find the best mortgage type and term for you.
First Ipswich Bank NMLS ID #797018.
Michael P. Moscone