Fixed-Rate Mortgage Rates

  • For 1-4 family, owner-occupied, primary residences.
  • Rate lock-in options are available.

Rates shown below were in effect on January 17th, 2018. APR calculations are based on a FICO score of 750, a down payment of 20% and a loan amount of $250,000 ($525,000 for Jumbo Mortgages). Payments shown do not include taxes or insurance, therefore your payment will be greater. Rates may change several times a day and may have changed from those below. Contact a First Ipswich Bank mortgage specialist for current rates.

LOAN
TYPE
INTEREST
RATE
POINTS ANNUAL
PERCENTAGE
RATE (APR)1
TERM IN
MONTHS
MONTHLY
PAYMENT
PER $1,000
BORROWED
30-Year
Fixed

Loans to
$424,100

4.375% 0 4.463% 360 $4.99
Jumbo
30-Year
Fixed

Loans to
$1 million
4.375% 0 4.426% 360 $4.99
15-Year
Fixed

Loans to
$424,100
3.875% 0 4.025% 180 $7.33
Jumbo
15-Year
Fixed

Loans to
$1 million
4.00% 0 4.084% 180 $7.40
10-Year
Fixed

Loans to
$750,000
4.75% 0 4.947% 120 $10.48

 

1 Rates shown are for 1-4 family, owner-occupied, primary residences, and for which there is a 20% down payment for purchases or a maximum of 80% financing for refinances. The payment is for monthly principal and interest only. Terms for Jumbo Mortgage amounts in excess of $1,000,000 vary. Speak to a Mortgage specialist for more information.

First Ipswich Bank NMLS ID #797018.

Contact our Mortgage Specialist

Image of Michael Moscone

Michael P. Moscone
978-356-8242
mmoscone@firstipswich.com
NMLS ID: 476729

Bio