Fixed-Rate Mortgage Rates

  • For single family, owner-occupied, primary residences.
  • Rate lock-in options are available.
  • Rates below reflect a discount for making automatic payments from a First Ipswich Bank account. Without Autopay, rates will increase by 0.25%.

Rates shown below were in effect on October 9th, 2019. APR calculations are based on a down payment of 20% and a loan amount of $250,000 ($750,000 for Jumbo Mortgages). Payments shown do not include taxes or insurance, therefore your payment will be greater. Rates may change frequently and may have changed from those below. Contact a First Ipswich Bank mortgage specialist for current rates.

LOAN
TYPE
INTEREST
RATE
POINTS ANNUAL
PERCENTAGE
RATE (APR)1
TERM IN
MONTHS
MONTHLY
PAYMENT
PER $1,000
BORROWED
30-Year
Fixed

Loans to
$750,000

3.999% 0 4.069% 360 $4.77
Jumbo
30-Year
Fixed

Loans to
$2 million2
3.999% 0 4.041% 360 $4.77
15-Year
Fixed

Loans to
$750,000
3.375% 0 3.491% 180 $7.09
Jumbo
15-Year
Fixed

Loans to
$2 million2
3.375% 0 3.441% 180 $7.09

 

1 Rates shown are for 1-4 family, owner-occupied, primary residences. Property insurance is required.

2 Terms for Jumbo Mortgage amounts in excess of $2,000,000 vary. Speak to a Mortgage specialist for more information.

First Ipswich Bank NMLS ID #797018.

Contact our Mortgage Specialist

Image of Michael Moscone

Michael P. Moscone
978-356-8242
mmoscone@firstipswich.com
NMLS ID: 476729

Bio