Savings Accounts

First Ipswich Bank offers a full selection of savings options to meet your specific goals. We're here to help you choose the account, or mix of accounts, that makes the most sense - just ask a member of the First Ipswich Bank team. And, your First Ipswich Bank savings balances - even those in IRAs - count toward waiving monthly maintenance fees for PREMIER ACCESS and ACCESS PLUS Checking accounts.

Click on the headings below to learn more about each account option.

Savings & Money Market Accounts

With our savings account options, you'll enjoy easy manageability and flexibility for your savings, while keeping your balances liquid and available for use. Our money market accounts offer a competitive, tiered-rate structure that pays higher rates for higher account balances.

Certificates of Deposit (CDs)

CDs are an excellent way to help your savings grow with guaranteed rates. First Ipswich Bank CDs offer competitive rates with terms ranging from 3 months to 5 years.

Individual Retirement Accounts (IRAs)

Save for retirement with the confidence that comes with FDIC insurance (up to $250 thousand for retirement accounts) in a range of IRA account types. Choose from a range of CD terms or a money market account that keeps funds liquid.

View our Deposit Rates

Compare our Savings and Money Market Accounts